Comments for Timothy Pereira

Comment on Financial Advisors Useless Says Study by timopg

timopg — Sun, 18 Jan 2009 07:15:29 +0000

They are useless for me as well. Many people can’t or wouldn’t want to manage their own investments though, but allowing your money to be managed without understanding the strategy (even in simple terms) is asking for trouble.

I think that most people should have the bulk of their money in cash (or equivalents), government bonds, and a smaller portion in index funds. Thanks for the comment!

Comment on Financial Advisors Useless Says Study by brandon

brandon — Sat, 27 Dec 2008 22:37:39 +0000

Financial advisors are totally useless to me. How can a (FA) handle my money better than me when I am concentrating on one account mine, and they are working with many clients. They are money sucking vampires. I study and understand my goals on investing, saving, budgeting,tax laws ,
insurance,nua and other things that pertain to
my finances. I take the time to learn about my money. because no one else cares more about my money than me.

Comment on About by Waseem

Waseem — Fri, 01 Aug 2008 00:51:51 +0000

Hey Timothy,

I work for http://www.wikinvest.com and we just rolled out the latest version of our charts. These new stock charts are the only embeddable, interactive stock charts on the net. This means you can embed the charts in your blog or website just as you would a YouTube video, and your users will be able to click, drag, pan, zoom, and play, all without a page refresh. The charts are also fully customizable – you can embed a chart for almost all companies traded on U.S. and international exchanges, as well as commodities traded on CBOT and other exchanges. You can select zoom levels, date ranges, size, and whether or not to display annotations. You can create your own custom chart at http://www.wikinvest.com/special/Embed_Stock_Chart

Check out this post on Seeking Alpha which uses our charts: http://seekingalpha.com/article/86758-the-mmo-phenomenon-a-whole-new-game-in-china. We are also on http://www.techcrunch.com.

I strongly encourage you to at least have a look at the charts, even if you don’t use them. Please let me know your thoughts or any suggestions that you may have.

Cheers,
Waseem

Comment on About by timopg

timopg — Tue, 22 Jul 2008 21:24:51 +0000

Larry,
I would love to. Let me know what you’ll need.
Timothy

Comment on About by larry macdonald

larry macdonald — Mon, 21 Jul 2008 13:56:22 +0000

TP
I write for the Globe and Mail and was wondering if you would like to be featured in the Me and My Money column that appears on Saturdays.
Larry M.

Comment on Why Personally Reducing CO2 Emissions is Insignificant by ezlnwv

ezlnwv — Fri, 18 Jul 2008 00:43:19 +0000

Hey Tim, i agree, but i think banning incandescants (at least in America) is a step in the right direction. If we are going to live without coal (which we have to do), we have to reduce.

When I worked as an Environmental VISTA at a community center in WV, I figured that we could cut our building’s eletric bill by half simply by: replacing bulbs, turning the ac and computers off at the end of the day, getting rid of the hot air hand dryers, cutting back the ac and using fans, setting computers to go on standby, that sort of thing…

Comment on Why Personally Reducing CO2 Emissions is Insignificant by timopg

timopg — Thu, 17 Jul 2008 19:05:17 +0000

I don’t have the data to back me up on this but I think it’s pretty obvious that even if incandescent lights were banned globally (very unlikely), energy use would continue to go up. In the dominant cultural the killing of the biosphere is barely a concern worth thinking about (unlike the stock market, the economy, American Idol and so on) so banning one product won’t change the root causes of the problem.

Comment on Why Personally Reducing CO2 Emissions is Insignificant by ezlnwv

ezlnwv — Wed, 16 Jul 2008 15:59:49 +0000

What if incandescants were banned and every household and business had to change every light? We have to reduce or coal is never going to go…

Comment on MercadoLibre’s EPS for Q4- Revisited by timopg

timopg — Wed, 05 Mar 2008 20:18:36 +0000

Thanks for posting that. I don’t understand how RBC would expect that they would earn 0.10 for Q4 but miss estimates. Isn’t 0.10 the expected estimate? Therefore, they would meet estimates, no?

Comment on MercadoLibre’s EPS for Q4- Revisited by Brad

Brad — Tue, 04 Mar 2008 09:16:48 +0000

Taken from Barrons

March 3, 2008, 9:56 am
MercadoLibre: RBC Upgrades; Sees Market Expansion
Posted by Eric Savitz
MercadoLibre (MELI) shares are higher this morning after RBC Capital’s Jordan Rohan raised his rating on the stock to Outperform from Sector Perform. “Investors will struggle to find another growth story as compelling as MELI on the Internet, and valuation is now more reasonable,” he writes. (The stock is down more than 50% since late 2007.)

Rohan notes that the eBay-like, Latin America-focused online auctions company is getting ready to roll out MercadoPago, its online payment service, in Argentina and Brazil, and that it has seen more favorable than expected results from trials in Chile and Colombia. Meanwhile, he said that fourth quarter margin compression at the company “was largely discretionary.” He says the company is experimenting with various promotional activities, so that “margins could compress in any given quarter,” but that long-term expansions to eBay-like levels is still reasonable.

Rohan adjusted estimates for the company. For Q4 2007, he goes to 10 cents, from 12 cents. For 2008, he’s now at 60 cents, from 61 cents; but for ‘09, he goes to 99 cents, from 98 cents. His price target ticks up to $43 from $42.

By the way – RBC used an operating margin of 24.5% for the 4th quarter and states that the company will miss both the top and bottom line figures for the 4th quarter of 07.